The Professional Indemnity insurance policy covers your business against losses that could result from professional malpractice. Examples of professionals we cover include, but are not limited to lawyers, valuers, engineers, auditors, medical practitioners, and pharmacists. You are likely to need professional indemnity insurance if.

1. You provide advice or professional services to your clients (including consulting or contracting)
2. You provide designs to your clients (such as working as an architect or design engineer)
3. You want to protect against allegations of mistakes or negligence in work you have undertaken for your client
4. You work as a contractor, consultant, freelancer or self-employed professional, and your client has requested you arrange professional indemnity insurance in order to undertake a contract
5. Your industry association/regulatory body requires you to have it