A & S Travel insurance allows you to explore the world with peace of mind and create lasting memories for you and your families while on holiday. It provides comprehensive cover with a global reach designed to protect you and your family while you are away from home.

A. Premier Travel (Individual, Family & Group)

1. Individuals – The policy covers an individual (excluding spouse) and up to five children who are between the ages of 6 months and 19 years (or under the age of 25 years provided they are in full-time education).
2. Families – Designed for the member, spouse, and up to five children who are between the ages of 6 months and 19 years (or under the age of 25 years provided they are in full-time education).
3. Groups – This is a comprehensive travel insurance cover for 10 or more people traveling together on an identical itinerary.

We Cover:
1. Emergency Medical and Related Expenses
– Medical Expenses – injury or illness Excess (applicable to outpatients)
– Dental Expenses – injury – illness
– Optical Expenses – injury – illness
– Follow-up Treatment Expenses – injury – illness
2. Personal Accident
– Accidental Death or Permanent Disability
3. Travel Guard-Cash Advances, Consular referral, Emergency Accommodation & Travel arrangements, Transmission of Urgent messages, Accompanying Family Member, Return of Accompanying Children, Return of Travel Companion, Legal Assistance Abroad, Return of Mortal Remains/Burial Expenses, Coffin Expenses, Medical Evacuation & Repatriation
4. Cancellation & Curtailment
5. Baggage, Trade Samples, Personal Effects, Travel Documents, Money & Credit Cards
6. Personal Liability Abroad
7. Hijack Public Conveyance

B. Schengen Travel Insurance

Visa applications to Schengen states are not complete without a travel insurance policy that covers one for medical emergencies for both inpatient, outpatient, and repatriation throughout Europe and back to your home country when necessary. This meets the Schengen visa requirement.

We Cover:
1. Emergency Medical and Related Expenses
– Medical Expenses – Injury or illness Excess (applicable to outpatients)
– Dental Expenses – injury – illness
– Optical Expenses – injury – illness
– Follow-up Treatment Expenses – injury – illness
2. Travel Guard
– Cash Advances
– Consular referral Emergency
– Accommodation & Travel arrangements
– Transmission of Urgent messages
– Accompanying Family Member
– Return of Mortal Remains/Burial Expenses
– Coffin Expenses
– Medical Evacuation, Repatriation, or Transport to Medical Centre Expenses

C. Inbound Travel Insurance

Inbound travel insurance covers non-Kenyan residents or visitors to Kenya on holiday or on business. If you are coming to Kenya on holiday or are looking to buy travel insurance for family and friends coming to visit from overseas, you need to make sure you get the right cover. The cover provides visitors to Kenya with protection from a range of potential risks.

We Cover:
1. Emergency Medical and Related Expenses
– Medical Expenses – Injury or illness Excess (applicable to outpatients)
– Dental Expenses – injury – illness
– Optical Expenses – injury – illness
– Follow-up Treatment Expenses – injury – illness
2. Personal Accident
– Accidental Death or Permanent Disability
3. Travel Guard
– Cash Advances
– Consular referral Emergency
– Accommodation & Travel arrangements
– Transmission of Urgent messages
– Accompanying Family Member
– Return of Mortal Remains/Burial Expenses
– Coffin Expenses
– Medical Evacuation, Repatriation, or Transport to Medical Centre Expenses

D. World Student Travel Insurance

A & S student travel insurance is specially designed to support students traveling abroad to study and takes care of a variety of unfortunate occurrences from emergency medical expenses to tuition fee payment when the study is interrupted as a result of hospitalization.

We Cover:
1. Emergency Medical and Related Expenses
– Medical Expenses – Injury or illness Excess (applicable to outpatients)
– Dental Expenses – injury – illness
– Optical Expenses – injury – illness
– Follow-up Treatment Expenses – injury – illness
2. Personal Accident
– Accidental Death or Permanent Disability
3. Travel Guard-Cash Advances, Consular referral, Emergency Accommodation & Travel arrangements, Transmission of Urgent messages, Accompanying Family Member, Return of Accompanying Children, Return of Travel Companion, Legal Assistance Abroad, Return of Mortal Remains/Burial Expenses, Coffin Expenses, Medical Evacuation & Repatriation
4. Cancellation & Curtailment
5. Baggage, Trade Samples, Personal Effects, Travel Documents, Money & Credit Cards
6. Personal Liability Abroad
7. Hijack Public Conveyance
8. Study fees -Reimbursement of Study Fees

E. In-country Travel Insurance (Domestic)

A&S in-country cover is designed for locals traveling within the boundaries of Kenya. For those with an interest in domestic tourism, this cover ensures that accidental medical expenses and inconveniences, like loss of baggage, are taken care of while traveling within Kenya as a resident.

We Cover:
1. Emergency Medical and Related Expenses
– Medical Expenses – Accident Only
– Medical Evacuation
– Repatriation or Transport to the Medical Centre
– Expenses Hospital Confinement benefit
2. Personal Accident
– Accidental Death or Permanent Disability
3. Travel Guard
– Assistance services Return of Mortal Remains or Burial Expenses, Coffin expenses.
4. Baggage, Money, Credit Cards & Travellers Cheques and Baggage Delay Theft or Damage of Baggage
5. Personal Liability