At A&S Insurance Brokers, we understand that protecting your vehicle is a priority. We offer a range of motor insurance covers designed to suit your individual or business needs. Our dedicated team is here to provide expert advice and ensure you have the right coverage.

Tailored Coverage for Your Vehicle
Our motor insurance rates vary from 3% to 6% of the vehicle’s value, ensuring you receive competitive pricing for comprehensive protection. Choose from the following coverage options:

1. Comprehensive Cover:
This is the most extensive motor insurance option. It covers damage to your vehicle from accidents, theft, fire, and other unforeseen events. It also includes third-party liability, protecting you from legal liabilities arising from damage or injury to others caused by your vehicle.

2. Third Party Only (TPO):
The minimum legal requirement for motor insurance, TPO covers your liability for injuries to others and damage to their property. It does not cover any damage to your own vehicle.

3. Third Party, Theft & Fire:
This cover includes all the benefits of TPO, with additional protection against theft and fire damage to your vehicle. It’s a good middle-ground option for those seeking more protection than TPO but at a lower cost than comprehensive cover.

Vehicles Covered

We provide tailored insurance solutions for a wide range of vehicles, ensuring all your transportation needs are covered:

Private Vehicles:

• Personal cars are used for non-commercial purposes.

Commercial Vehicles:

• PSV (Public Service Vehicles): Vehicles used for public transportation, including buses and minibuses.
• TSV (Tour Service Vehicles): Vehicles used for tours and sightseeing services.
• Taxis: Vehicles used for taxi services.
• Pickups: Light commercial vehicles used for transporting goods.
• Trailers/Lorries/Prime Movers/Tractors: Heavy commercial vehicles used for transporting large goods and equipment.
• Institutional Vehicles: Vehicles owned and operated by institutions, such as universities and hospitals.
• Fleet: Multiple vehicles owned by a single entity or organization.
• School Buses/Vans: Vehicles used for transporting students.
• Ambulance: Vehicles used for emergency medical services.
• Hearse: Vehicles used for funeral services.
• Tuk Tuk: Three-wheeled motor vehicles used for commercial passenger transport.
• Forestry Vehicles: Specialized vehicles used in forestry operations.
• Firefighter: Vehicles equipped for firefighting operations.
• Special Vehicles: Any other specialized vehicles used for specific purposes.

• With rates varying from 3% to 6% of your vehicle’s value.

• We provide competitive pricing for high-quality coverage.