Employer liability insurance protects employers from their legal liability to an employee for injury arising out of and in the course of employment. The policy protects Employers against lawsuits brought against them by employees due to allegations of injuries or contracting diseases because of employer negligence.
Employers Liability compliments WIBA and picks common law claims after WIBA has dealt with statutory claims.
The employee must prove negligence on the part of the employer e.g., if injury is a result of lack of a helmet – which the employer failed to provide.
Get in touch with us for employer’s liability cover.