Plant and equipment insurance covers contractors operating earth-moving equipment and other mobile construction handling equipment. As technology developed throughout the ages, risks of theft and damage have become more apparent. Plant and equipment insurance is highly advisable.

The industries that are likely to require plant and equipment insurance are trade, mining, building, earth-moving, plant, and equipment rental companies, and civil works.

• Material damage
• Road risk liability
• Hired in plant
• Consequential loss
• Breakdown
• Business liability